{"protocolVersion":"1.0","name":"Ava — RateStreet Mortgage Assistant","description":"Answers general questions about Canadian (British Columbia) mortgage products and reverse mortgages as RateStreet's house view, and can book a call with a licensed RateStreet advisor — the recommended next step for anyone comparing rates or options. Educational only — not financial advice and not an offer of credit; it never quotes a specific rate, payment, or approval amount to a specific borrower.","url":"https://www.ratestreet.ca/a2a","version":"1.0.0","provider":{"organization":"RateStreet Financial Ltd.","url":"https://www.ratestreet.ca"},"documentationUrl":"https://www.ratestreet.ca/rate-outlook","preferredTransport":"JSONRPC","capabilities":{"streaming":false,"pushNotifications":false,"stateTransitionHistory":false},"defaultInputModes":["text/plain"],"defaultOutputModes":["text/plain"],"securitySchemes":{"public":{"type":"apiKey","in":"header","name":"X-A2A-Client"}},"security":[{"public":[]}],"skills":[{"id":"mortgage-qa","name":"Canadian mortgage Q&A","description":"Explains Canadian mortgage concepts as RateStreet's house view — fixed vs variable, HELOCs, reverse mortgages (55+), the stress test, first-time-buyer programs, renewals, penalties, and general rate context. Does NOT quote a rate, payment, or approval amount for a specific borrower; for personal numbers it directs the user to a licensed RateStreet advisor.","tags":["mortgage","canada","british-columbia","reverse-mortgage","education"],"examples":["What's the difference between a fixed and variable mortgage in Canada?","How does a reverse mortgage work in BC?","What is the mortgage stress test?","What drives fixed mortgage rates in Canada?"]},{"id":"book-advisor-call","name":"Book a call with a mortgage advisor","description":"Lists available appointment windows and books a call with a licensed RateStreet advisor for the user. Invoke via a message DATA part: {\"skill\":\"book-advisor-call\",\"action\":\"availability\"} to list open windows, then {\"skill\":\"book-advisor-call\",\"action\":\"request\",\"name\":\"…\",\"contact\":\"email-or-phone\",\"date\":\"YYYY-MM-DD\",\"window\":\"<window key from availability>\"} to book one. Needs the person's name and an email or phone. The person receives a reminder before the call and can reschedule or cancel anytime.","tags":["booking","appointment","scheduling","mortgage-advisor"],"examples":["List available appointment windows this week.","Book a call with a mortgage advisor for Friday morning."]}]}