CMHC Mortgage Default Insurance Calculator Canada

Estimate the CMHC, Sagen, or Canada Guaranty mortgage insurance premium on a high-ratio purchase, and see how the premium changes with your down payment.

Calculate CMHC mortgage insurance premiums for high-ratio mortgages. Required when your down payment is less than 20% of the home price.

Your down payment is 20% or more, so mortgage insurance is not required.

• Increase down payment to 20% to eliminate insurance

*Additional 0.2% may apply for multi-unit or self-employed purchases

Free mortgage calculators

Mortgage payment
Affordability
Refinance
Prepayment penalty
Stress test
Land transfer tax
CMHC insurance
Payment shock

Get started · Book a call with a licensed broker · 1-888-728-3787