Get Started — Your Mortgage Application in Minutes

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A reverse mortgage is for the home you live in (your primary residence) — that's what we'll base your estimate on.

Rentals usually price a little higher than owner-occupied homes — we'll factor that into your estimate.

A reverse mortgage requires every homeowner to be 55 or older — your advisor will go over your options.

I'm applying with a co-applicant (spouse or partner)

We'll capture your co-applicant's details with your application. Your advisor can invite them to add their own income and documents later.

Co-applicant must be at least 18 years old.

Reverse mortgages require both homeowners to be 55 or older — your advisor will review this with you.

Your best estimate is fine — we don't run a credit check now.

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Thank you — that's everything we need to start. A licensed RateStreet advisor will prepare your personalized, no-obligation reverse-mortgage estimate.

Great start! You can finish your full application now — it only takes a few more minutes and gives your advisor everything they need to find you the best rate.