First-Time Buyer Calculator 5% Down CMHC Insurance — Canada

See exactly what you need to buy your first home with minimum down payment

5% down only available for homes under $500k

Qualify at rate + 2% or 5.25%, whichever is higher

Get pre-approved and lock in your rate for 120 days

Calculate exact costs for first-time home buyers with 5% down payment. See CMHC insurance premiums, monthly payments, and total cash needed. Includes all incentive programs.