Vancouver Mortgage Rates & Home Financing

1% on first $200k, 2% on $200k-$2M, 3% on $2M-$3M, 5% over $3M. First-time buyers exempt up to $500k.

BC First-Time Home Buyer Program - Property transfer tax exemption up to $500,000

Vancouver's market remains resilient with steady demand from local and international buyers. Limited supply continues to drive prices, though the pace has moderated. Condos offer the most affordable entry point, while detached homes remain premium. The tech sector growth and immigration continue to support housing demand.

Vancouver School Board (VSB) with top-rated schools including Lord Byng, Point Grey, and University Hill Secondary

SkyTrain rapid transit, extensive bus network, and growing cycling infrastructure

Tech hub with major offices for Amazon, Microsoft, and growing startup ecosystem. Film industry, tourism, and port operations provide diverse employment. Average tech salary exceeds $100,000.

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