White Rock Mortgage Rates & Waterfront Home Financing

1% on first $200k, 2% on $200k-$2M, 3% on $2M-$3M. First-time buyers exempt up to $500k.

BC First-Time Home Buyer Program - Property transfer tax exemption up to $500,000

White Rock attracts retirees and professionals seeking beachside living. Limited land supply maintains high prices. Waterfront properties command premium prices. High-rise condos along Marine Drive offer ocean views. Popular weekend destination increases short-term rental potential.

Part of Surrey School District with Semiahmoo Secondary and Earl Marriott Secondary serving the area

Highway 99 to Vancouver (45 minutes), bus connections to Surrey Central SkyTrain, close to US border (Peace Arch)

Tourism, hospitality, health care (Peace Arch Hospital), retail along Marine Drive. Many residents are retirees or commute to Vancouver/Surrey for work.

White Rock beachfront mortgage specialists. Expert guidance for ocean view condos and waterfront homes. Expert advice for White Rock real estate.